A man was surprised to discover his mortgage had been paid off and that his wife was getting a £25,000 payout.
But Harry Wood's delight turned to shock when he was told it was because he was dead, reports the Daily Mirror.
When he rang insurers Norwich Union to investigate the man he spoke to said: "But I'm looking at your death certificate."
Paper mill worker Harry, 45, of Heysham, Lancs, added: "If I'd have been a rogue I could have kept the money."
The company said: "A man with the same name and date of birth has died. We apologise for the mix-up."
